How Centrad Helps You Lower Risk and Insurance Premiums

Turning Fleet Insurance from Uncertainty into Opportunity

Managing fleet insurance often feels like playing the odds—paying hefty premiums and hoping for the best. But luck shouldn’t be your only strategy. Insurers take into account a wide range of risk factors including vehicle size, driver age, and operating environments. Larger vehicles naturally carry greater risk, and fleets navigating busy city routes are more
exposed to potential claims than those in quieter rural areas.

With the right technology in place, you can take control of these variables. By adopting intelligent systems such as telematics and vehicle CCTV, fleet operators can move from passive risk acceptance to active risk management—ultimately reducing premiums and improving operational oversight.

Centrad Solutions: Helping You Take Control

Evidence-Led Protection with Vehicle CCTV

Centrad’s high-definition vehicle camera systems are an essential asset for investigating road incidents. Having video footage to hand means you can quickly prove liability, resolve disputes, and provide insurers with the evidence they need—ideally within 24 hours—to keep claim costs in check. This isn’t just about damage control; the footage also plays a key role in coaching drivers, correcting behaviours, and preventing repeat incidents.

Avoid Bridge Collisions with CENBRIDGE

Low bridge collisions are not only expensive—they’re avoidable. Centrad’s low bridge warning system (CENBRIDGE) gives drivers real-time alerts when a potential hazard is ahead, helping them avoid these high-impact, high-cost events. Reducing bridge strikes improves uptime and protects your bottom line from avoidable insurance claims.

CenHub: Bringing It All Together

CenHub is Centrad’s all-in-one telematics and data platform, giving you a complete overview of your fleet. From route tracking and GPS to mileage logging and speeding alerts, you gain access to real insights that help you spot risks before they become claims. The Driver Behaviour Dashboard also highlights patterns such as harsh braking or speeding, allowing you to take corrective action early.

Real-Time Visibility with Centrad Live

When time is of the essence, Centrad Live puts you in the driver’s seat. Instantly access live video, vehicle diagnostics, and location data—allowing you to react quickly in the event of an incident. Fast reporting and instant footage not only streamline claims but can also positively influence your premium reviews with insurers.

The Real-World Impact of Smarter Technology

  • Fewer Accidents, Lower Costs: A well-monitored and trained fleet has fewer incidents. That means fewer vehicle repairs, less time off for injured staff, and
    reduced need for temporary replacements—helping to keep your business running smoothly.
  • Stronger Brand Perception: Every time your vehicle is on the road, it represents your business. Avoiding high-profile accidents and maintaining a clean safety record protects your reputation and builds trust with customers.
  • Greener Fleet Operations: Improved driving habits lead to reduced fuel usage and lower emissions. By adopting telematics-backed coaching, you’re not just saving money—you’re also supporting your sustainability goals.

Final Thoughts

Insurance doesn’t need to be a fixed cost or a gamble. With Centrad’s intelligent vehicle solutions, fleet operators gain the insight and control needed to reduce claims, improve safety, and cut insurance premiums. It’s time to move from reaction to prevention—and give your business a smarter, safer way to manage its vehicles.

Want to see how Centrad can help safeguard your fleet? Get in touch today.

Headshot of Geoff Cross, Centrad's Managing Director

Geoff Cross
Managing Director/Founder

I’m Geoff Cross, Managing Director here at Centrad. You might not know, but I used to be a fleet operator. So, I know the challenges and frustrations you’re facing with theft, vandalism, and of course, insurance claims.

In fact, back when I owned a fleet, we knew all too much about  insurance claims, but that’s a story for another day. That’s what gave  me the idea for Centrad – because I know how much of a pain those  issues are. I wanted to solve that problem.

I understand the issues you face, which is why we help fleet operators  like you increase vehicle safety through CCTV and telematics AND  save thousands of £ every single year.

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